source:[1] Are You On Track? Average Salary By Age & Net Worth - Forbes (https://www.forbes.com/sites/shodewan/2025/12 ...)[2] Retiring With $1 Million Is Rare—Here's How Many People Actually Do It - Yahoo Finance (https://finance.yahoo.com/news/retiring-1-mil ...)[3] Retirement Accounts Are America’s Emergency Funds - Forbes (https://www.forbes.com/sites/teresaghilarducc ...)