Paystand launches USDb stablecoin for $100 trillion B2B economy

Paystand, a blockchain-powered B2B payments network, launched its USDb stablecoin on April 27, targeting the $100 trillion global B2B payments market with a digital dollar built on Bitcoin's Rootstock and Liquid networks.

"This isn’t infrastructure waiting for customers. This is the moment the B2B economy goes on-chain,” said Jeremy Almond, CEO of Paystand, in a statement from the Bitcoin Las Vegas conference.

The USDb stablecoin is backed 1:1 by U.S. dollar reserves and is designed for enterprise finance, including accounts receivable, accounts payable, and payroll. Unlike retail-focused stablecoins such as Tether's USDT or Circle's USDC, which control over 90 percent of the market, USDb is engineered for integration with corporate ERP systems. The launch includes partnerships with Blockstream, Rootstock, and Ibex, which will serve as the first minting and liquidity partner.

USDb gains immediate, real-world adoption through Paystand's 2025 acquisition of Bitwage, a payroll platform for 90,000 workers in nearly 200 countries. This move positions USDb to capture a share of the cross-border B2B payments market, with a full rollout planned through 2026 as the company pursues a dual licensing strategy for U.S. and international compliance.

A stablecoin is a type of cryptocurrency whose value is pegged to another asset, typically a major fiat currency like the U.S. dollar, to maintain a stable price.

Paystand's strategy contrasts with existing market leaders by focusing on commercial-grade settlement for the workflows that Chief Financial Officers manage. The company highlights three converging forces behind USDb: enterprise-grade financial operations ("Business"), AI-driven transaction environments ("Bots"), and Bitcoin’s global infrastructure.

The stablecoin is natively anchored on Rootstock, a smart contract sidechain on Bitcoin, and is compatible with the Liquid Network, a Bitcoin sidechain for faster, more confidential transactions. This multi-network architecture aims to combine smart contract programmability with the security of Bitcoin’s base layer.

Paystand is pursuing a dual licensing strategy to support growth. In the U.S., it expects to achieve full compliance by the end of 2026, while its international arm already holds licenses for digital asset operations in key jurisdictions.

This article is for informational purposes only and does not constitute investment advice.