Over 100 Deals Signal Crypto De-Risking Trend
High-net-worth individuals are increasingly converting cryptocurrency profits into tangible assets, with European real estate emerging as a preferred destination. Crypto payments application Brighty has facilitated over 100 of these transactions, with individual property purchases ranging from $500,000 to $2.5 million. The deals, concentrated in countries like the UK, France, Malta, and Cyprus, represent a clear move by wealthy investors to de-risk their portfolios by shifting capital from volatile digital assets into the traditional safe haven of real estate.
This activity highlights a growing demand for financial services that can bridge the gap between digital asset ecosystems and the conventional banking world. According to a 2025 report, the number of crypto millionaires surged by 40% in just 12 months to 241,700, creating a large pool of capital seeking diversification avenues that traditional financial institutions are often hesitant to service.
Euro Stablecoin Use Jumps as Investors Cut Costs
A key operational shift is enabling these large-scale purchases: the growing preference for euro-pegged stablecoins. Investors are moving away from USD-denominated stablecoins like USDC to avoid currency conversion fees on European transactions. This has led to a significant increase in deal value, with Brighty reporting that its average euro-backed transaction size climbed from €15,785 in Q3 to €59,894 in Q4.
Firms like Brighty are navigating regulatory hurdles by using sophisticated blockchain analytics tools to verify the source of funds, a step many traditional banks are unwilling to take. Once the crypto assets are cleared through compliance, they are converted and the payment is made from a fiat account in the customer's name, providing a clean and legitimate transaction trail for property sellers. This process is often faster and less complex than legacy systems like SWIFT for international transfers.
Our wealthy customers are simply looking to de-risk the assets in their portfolio by putting some of their money into real estate.
— Nikolay Denisenko, Co-Founder & CTO at Brighty App