Stock Earnings

Question 1

What are Banca Generali SpA's key financial statements?

Accepted Answer

According to the latest financial statement (Form-10K), Banca Generali SpA has a total asset of $16,821, Net profit of $431

Question 2

What are the key financial ratios for BGNMF?

Accepted Answer

Banca Generali SpA's Current ratio is 1.09, has a Net margin is 27.87, sales per share of $13.56.

Question 3

How is Banca Generali SpA's revenue broken down by segment or geography?

Accepted Answer

Banca Generali SpA largest revenue segment is Private Banking, at a revenue of 796,727,000 in the most earnings release.For geography, Italy is the primary market for Banca Generali SpA, at a revenue of 981,132,000.

Question 4

Is Banca Generali SpA profitable?

Accepted Answer

yes, according to the latest financial statements, Banca Generali SpA has a net profit of $431

Question 5

Does Banca Generali SpA have any liabilities?

Accepted Answer

yes, Banca Generali SpA has liability of 15,362

Question 6

How many outstanding shares for Banca Generali SpA?

Accepted Answer

Banca Generali SpA has a total outstanding shares of 113.94

Breakdown	TTM	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020
Revenue	2,308	1,546	1,298	1,120	1,194	1,033
Revenue Growth (YoY)	8%	19%	16%	-6%	16%	7%
Cost of Revenue	859	549	495	469	474	401
Gross Profit	1,449	996	803	650	720	632
Selling, General & Admin	503	398	365	332	311	280
Research & Development	--	--	--	--	--	--
Operating Expenses	552	421	352	315	318	281
Other Non Operating Income (Expenses)	-74	0	0	0	-2	0
Pretax Income	806	569	443	322	392	347
Income Tax Expense	204	138	117	109	69	72
Net Income	601	431	326	213	323	274
Net Income Growth	2%	32%	53%	-34%	18%	1%
Shares Outstanding (Diluted)	114.04	114	114.08	114.56	115.01	115.34
Shares Change (YoY)	0%	0%	0%	0%	0%	0%
EPS (Diluted)	5.27	3.78	2.85	1.85	2.8	2.38
EPS Growth	1%	32%	54%	-34%	18%	1%
Free Cash Flow	560	653	67	-611	1,157	59
Free Cash Flow Per Share	4.91	5.72	0.58	-5.33	10.05	0.51
Gross Margin	62.78%	64.42%	61.86%	58.03%	60.3%	61.18%
Operating Margin	38.82%	37.19%	34.66%	29.91%	33.58%	33.97%
Profit Margin	26.03%	27.87%	25.11%	19.01%	27.05%	26.52%
Free Cash Flow Margin	24.26%	42.23%	5.16%	-54.55%	96.9%	5.71%
EBITDA	940	617	489	371	436	383
EBITDA Margin	40.72%	39.9%	37.67%	33.12%	36.51%	37.07%
D&A For EBITDA	44	42	39	36	35	32
EBIT	896	575	450	335	401	351
EBIT Margin	38.82%	37.19%	34.66%	29.91%	33.58%	33.97%
Effective Tax Rate	25.31%	24.25%	26.41%	33.85%	17.6%	20.74%

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