Stock Earnings

Question 1

What are Consumer Portfolio Services Inc's key financial statements?

Accepted Answer

According to the latest financial statement (Form-10K), Consumer Portfolio Services Inc has a total asset of $3,493, Net profit of $19

Question 2

What are the key financial ratios for CPSS?

Accepted Answer

Consumer Portfolio Services Inc's Current ratio is 1.09, has a Net margin is 5.1, sales per share of $15.29.

Question 3

How is Consumer Portfolio Services Inc's revenue broken down by segment or geography?

Accepted Answer

Consumer Portfolio Services Inc largest revenue segment is Retail Automobile Installment Sale Contracts, at a revenue of 352,014,000 in the most earnings release.For geography, United States is the primary market for Consumer Portfolio Services Inc, at a revenue of 352,014,000.

Question 4

Is Consumer Portfolio Services Inc profitable?

Accepted Answer

yes, according to the latest financial statements, Consumer Portfolio Services Inc has a net profit of $19

Question 5

Does Consumer Portfolio Services Inc have any liabilities?

Accepted Answer

yes, Consumer Portfolio Services Inc has liability of 3,201

Question 6

How many outstanding shares for Consumer Portfolio Services Inc?

Accepted Answer

Consumer Portfolio Services Inc has a total outstanding shares of 21.43

Breakdown	TTM	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020
Revenue	418	372	340	314	272	300
Revenue Growth (YoY)	17%	9%	8%	15%	-9%	-13%
Cost of Revenue	225	191	146	87	75	101
Gross Profit	193	181	193	226	197	199
Selling, General & Admin	179	179	165	152	139	133
Research & Development	--	--	--	--	--	--
Operating Expenses	176	174	144	126	126	135
Other Non Operating Income (Expenses)	--	--	--	--	--	--
Pretax Income	28	27	61	116	65	20
Income Tax Expense	8	8	15	30	18	-1
Net Income	19	19	45	86	47	21
Net Income Growth	-10%	-57.99%	-48%	83%	124%	320%
Shares Outstanding (Diluted)	24.04	24.32	25.21	26.6	25.8	24
Shares Change (YoY)	0%	-4%	-5%	3%	8%	0%
EPS (Diluted)	0.8	0.78	1.79	3.23	1.84	0.9
EPS Growth	-7%	-56%	-44%	76%	104%	309%
Free Cash Flow	280	233	237	213	196	238
Free Cash Flow Per Share	11.64	9.57	9.39	8	7.59	9.91
Gross Margin	46.17%	48.65%	56.76%	71.97%	72.42%	66.33%
Operating Margin	3.82%	1.61%	14.41%	31.84%	25.73%	21%
Profit Margin	4.54%	5.1%	13.23%	27.38%	17.27%	7%
Free Cash Flow Margin	66.98%	62.63%	69.7%	67.83%	72.05%	79.33%
EBITDA	16	6	49	101	71	64
EBITDA Margin	3.82%	1.61%	14.41%	32.16%	26.1%	21.33%
D&A For EBITDA	0	0	0	1	1	1
EBIT	16	6	49	100	70	63
EBIT Margin	3.82%	1.61%	14.41%	31.84%	25.73%	21%
Effective Tax Rate	28.57%	29.62%	24.59%	25.86%	27.69%	-5%

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