Skandinaviska Enskilda Banken AB engages in the provision of corporate, retail, investment, and private banking services. The company is headquartered in Stockholm, Stockholm and currently employs 19,008 full-time employees. The Bank’s operations are divided into four business segments. The Merchant Banking segment offers commercial and investment banking services to large corporate and institutional clients, mainly in the Nordic region and Germany. The Retail Banking segment offers banking and advisory services to private individuals and small and medium-sized corporate customers in Sweden, and card operations in the Nordic countries. The Wealth Management segment offers asset management, investment management, mutual funds and private banking services to institutional clients and high net worth individuals. The Life segment offers life insurance products for private individuals and corporate customers. The firm operates subsidiaries in Sweden, rest of Europe, the United States and China.