Lexinfintech Holdings Ltd. engages in offering loans to consumers online. The firm's main business is to apply technologies including AI and big data to form an online risk assessment and management system based on quantitative decision-making. Leveraging Lexin's unique consumption ecosystem that integrates online consumer financing, offline inclusive financing, fintech SaaS services, and e-commerce platforms. The firm is mainly engaged in connecting financial institutions with consumers through technology and financial services, offering finance services to young generation consumer. The firm mainly conducts its businesses in the Chinese market.