FirstCash Holdings, Inc. operates retail pawn stores in the United States and Latin America. The company is headquartered in Fort Worth, Texas and currently employs 22,000 full-time employees. Through its wholly owned subsidiary, American First Finance (AFF), it also provides lease-to-own and retail finance payment solutions for consumer goods and services. The firm operates in four segments: United States pawn (U.S. pawn); Latin America pawn (LatAm pawn); United Kingdom pawn (U.K. pawn), and Retail POS payment solutions (American First Finance or AFF). The firm is also a provider of customer payment solutions at the point-of-sale for retailers of consumer goods and services. Its retail POS payment solutions business line consists solely of the operations of AFF, which focuses on LTO products and facilitating other retail financing payment options.