Farmers Bancorp is a holding company, which engages in the provision of banking services. The company is headquartered in Frankfort, Indiana. The Bank is a full-service financial institution based in Clinton County, Indiana. The company offers commercial loans, agricultural loans, commercial real estate loans, construction loans, residential loans and consumer loans. The firm generates commercial, installment and mortgage loans and receives deposits from customers located primarily in north central Indiana. Specifically, the Company's loans are secured by specific items of collateral, including business assets, consumer assets and real property. Its commercial and agricultural loans are primarily based on the identified cash flows of the borrower and secondarily on the underlying collateral provided by the borrower. The Bank operates a loan production office in Carmel and branches in Fishers, Frankfort, Kirklin, Lebanon, Michigantown, Mulberry, Noblesville, Rossville, Sheridan, and Westfield.