ANZ Group Holdings Ltd. operates as a non-operating holding company. The firm is a non-operating holding company. The company provides banking and financial products and services. Its divisions include Australia Retail, Australia Commercial, Institutional, Suncorp Bank, New Zealand, and Pacific. The Australia Retail division provides banking products and services to consumers, including home loans, deposits, credit cards and personal loans. The Australia Commercial division provides banking products and services to small-to-medium enterprises, large commercial customers and high-net-worth individuals and family groups. The Institutional division provides services to institutional and corporate clients, including governments, via transaction banking, corporate finance and markets business units. The Suncorp Bank division provides banking and related services to retail, commercial, small and medium enterprises and agribusiness customers.