Guaranty Trust Holding Co. Plc operates as a financial holding company for the bank, the banking subsidiaries and the non-banking subsidiaries. The company is headquartered in Victoria Island, Lagos and currently employs 5,803 full-time employees. The company went IPO on 2021-06-28. The firm and its subsidiaries are involved in the provision of banking, payments, asset management, and pension management. The Company’s segments include the Payment Gateway segment, which is engaged in payments processed via virtual accounts, USSD, card, and bank transfer channels for merchants classified as tech startups, large corporates, small and medium enterprises, and micro merchants. The Switching Vertical segment is engaged in payments processed through the Company's payment switch, i.e., account-to-account bank transfers and card transactions. The Company’s subsidiaries include GTBank Nigeria Limited, Habari Pay, GT Fund Managers, and GT Pension Fund Administrator.